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Loans & Financing

Obtaining unsecured loans such as credit cards or personal loans is becoming more difficult since financial institutions are becoming more stringent with the criteria used to measure borrowers’ creditworthiness.  Finding funding for consumer loans for real estate, automobiles, and businesses is crucial for banks as well as consumers. According to the IRS, new Small Business Jobs Act terms were created to encourage investment and provide access to capital for businesses.

Find out more information about loans and financing by contacting a finance professional. Find a local loans and financing professional in your area.

Loans can be either secured or unsecured.  A secured loan requires the borrower to offer collateral such as a car, a house, stocks, or anything with value that the bank is willing to accept. An unsecured loan does not have any collateral attached to it. The borrower signs a contract that they will repay the loan but no property secures it. If the borrower does not pay the loan, the lender cannot seize an asset.

When seeking loans and financing, the following are just a few areas in which you may need consulting services:

  • Venture Capital
  • Business Financial Needs
  • Types of Loans
  • Creating a Business Plan
  • Finding Funding
  • Small Business Loans
Venture Capital is a way of obtaining private equity when opening a business.  It is a large category usually referring to equity investments made in startup companies that are willing to provide a much higher return given the high risk for the investor.  Being able to secure financing is critical to any business, whether it’s a startup or a firm that needs more cash to grow. Venture capital works best with companies with large up-front capital requirements which cannot be financed by cheaper alternatives such as debt, according to the National Venture Capital Association.

Most small businesses depend on lenders to provide the funds they need to open a business, finance projects, or at times just to keep the business operating.  Without loans, many small business owners would not be able to realize their dreams of opening a business or expanding their operations.  

We all know how hard it is to find loans and financing.  Contact a qualified local professional today for assistance with loans and financing.